Membership

We welcome everyone who shares our values of trust, savings, and mutual support.

Who Can Be a Member?

How to Join — Simple Steps

1

Obtain Membership Form

Download the form from our website or visit our office at Lagos State Fire and Rescue Service, Alausa, Ikeja, Lagos with the sum of ₦2,000.

2

Attend Orientation

Complete your onboarding session to understand the cooperative's bye-laws, savings plans, and loan products.

3

Start Saving Immediately

Begin your monthly savings contributions right away. Consistent savings builds your loan eligibility.

4

Access Loans After 6 Months

You become eligible for loans after six (6) months of consistent savings. Loans are disbursed within 3 days of approval.

Download Membership Form Fill Online Form

Member Benefits

💰 Savings Growth

Earn attractive interest on your savings with a trusted, regulated cooperative.

🏦 Easy Credit

Access low-interest loans up to your savings balance — disbursed within 3 days.

📈 Investments

Participate in group investments in real estate, agriculture, and treasury bills.

❤️ Welfare

Financial support for weddings, childbirth, bereavement, and medical emergencies.

🛒 Group Buying

Discounted bulk purchases for foodstuff, electronics, and landed property.

🗳️ Equal Voice

Every member votes at the Annual General Meeting — your opinion shapes the society.

Frequently Asked Questions

What is the loan interest rate?

Loan interest rates are competitive and member-friendly. Contact our membership desk for the current rate schedule: +234 8055328617.

How do I withdraw my savings?

Withdrawal requests are processed through the membership desk. Visit our office Monday–Friday, 9am–4pm, or contact us via WhatsApp at +234 8036134561.

What happens if my account becomes dormant?

Dormant accounts are subject to the cooperative's dormancy policy as outlined in the bye-laws. Contact us to reactivate your account before it is affected.

When are loans disbursed?

Approved loans are disbursed within 3 days. Loan disbursement dates and meeting notices are communicated via WhatsApp to all members.

How do I check my account balance?

You can access your account statement anytime via WhatsApp or the Member Portal. Contact the membership desk to get set up.

Can I increase my monthly savings contribution?

Yes. Members can adjust their savings contributions by notifying the Secretary or Treasurer in writing or via the membership desk.