Our Services

We exist to serve you — savings, credit, investments, and welfare support all in one place.

Savings Products

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Target Savings Account

Save towards specific goals like rent, school fees, or business capital. Set a target, save consistently, and reach it with our support.

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Regular Savings

Flexible savings with attractive interest rates. Build your wealth steadily with monthly contributions that work for your budget.

Loan Products

You become eligible for loans after six (6) months of consistent savings. Loans are disbursed within 3 days of approval.

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Term Loan

Bring all your dreams into reality. Apply and get paid in 3 days. Repay conveniently over an agreed period.

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Personal Loan

Pay school fees abroad, handle personal expenses, or purchase property with ease at competitive rates.

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Target Loan

Apply in lieu of an expected bulk payment. Repay conveniently with a post-dated cheque.

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Home Acquisition Loan

Purchase your dream home and repay conveniently over a long period with manageable installments.

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Car Acquisition Loan

New and used vehicle financing at competitive rates and flexible terms tailored to your income.

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Commodity Loan

Buy phones, electronics, and furniture at accredited shops while we pay on your behalf. Repay in installments.

Investment & Welfare

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Investment Opportunities

Group investments in real estate, agriculture, and treasury bills. Pool resources with fellow members for higher returns.

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Welfare Support

Financial assistance for weddings, childbirth, bereavement, and medical emergencies. We have your back when it matters most.

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Group Purchase Schemes

Discounted bulk buying for foodstuff, electronics, and landed property. Collective bargaining power for every member.

Loan Summary

Loan TypePurposeRepaymentDisbursement
Term LoanGeneral purposeMonthly installmentsWithin 3 days
Personal LoanSchool fees, propertyMonthly installmentsWithin 3 days
Target LoanExpected bulk paymentPost-dated chequeWithin 3 days
Home AcquisitionProperty purchaseLong-term installmentsWithin 3 days
Car AcquisitionNew / used vehicleMonthly installmentsWithin 3 days
Commodity LoanElectronics, furnitureMonthly installmentsDirect to shop
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